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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,441 | $110,137-6.1% | $161,149-35.8% | $82,637+25.2% |
| Participation rate | 98.8% | 72.4%+26.4pp | 78.8%+19.9pp | 68.1%+30.7pp |
| Annual return | 20.16% | 20.69%-0.5pp | 21.16%-1.0pp | 53.51%-33.3pp |
| Employer contribution / active EE | $5,199 | $2,856+82.0% | $4,360+19.2% | $2,552+103.7% |
| Participant deferral / active EE | $10,336 | $4,575+126.0% | $6,153+68.0% | $4,126+150.5% |
| Admin fee / account holder | $2,571 | $9,467-72.8% | $15,194-83.1% | $7,339-65.0% |