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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,960 | $91,537-21.4% | $130,045-44.7% | $75,173-4.3% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 20.30% | -631.55%+651.8pp | -137.30%+157.6pp | 160.72%-140.4pp |
| Employer contribution / active EE | $7,197 | $2,845+153.0% | $4,321+66.5% | $2,671+169.5% |
| Participant deferral / active EE | $11,475 | $4,343+164.2% | $5,820+97.2% | $4,126+178.1% |
| Admin fee / account holder | $1,240 | $6,780-81.7% | $10,600-88.3% | $5,651-78.1% |