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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,984 | $81,870-37.7% | $119,622-57.4% | $68,486-25.6% |
| Participation rate | 100.0% | 71.9%+28.1pp | 79.3%+20.7pp | 67.9%+32.1pp |
| Annual return | 14.89% | -23.82%+38.7pp | -14.98%+29.9pp | -7.85%+22.7pp |
| Employer contribution / active EE | $4,551 | $2,692+69.1% | $4,232+7.5% | $2,597+75.3% |
| Participant deferral / active EE | $9,179 | $4,148+121.3% | $5,601+63.9% | $4,028+127.9% |
| Admin fee / account holder | $340 | $6,583-94.8% | $10,328-96.7% | $5,404-93.7% |