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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,441 | $108,825-4.9% | $156,181-33.8% | $82,448+25.5% |
| Participation rate | 98.8% | 72.4%+26.4pp | 78.8%+20.0pp | 68.1%+30.7pp |
| Annual return | 20.16% | 20.59%-0.4pp | 64.87%-44.7pp | 41.64%-21.5pp |
| Employer contribution / active EE | $5,199 | $2,870+81.2% | $4,294+21.1% | $2,551+103.8% |
| Participant deferral / active EE | $10,336 | $4,577+125.8% | $6,132+68.6% | $4,139+149.7% |
| Admin fee / account holder | $2,571 | $9,341-72.5% | $14,586-82.4% | $7,234-64.5% |