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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,288 | $71,878+178.7% | $86,698+131.0% | $68,486+192.5% |
| Participation rate | 100.0% | 72.2%+27.8pp | 76.6%+23.4pp | 67.9%+32.1pp |
| Annual return | -21.36% | 3.53%-24.9pp | 35.95%-57.3pp | -7.85%-13.5pp |
| Employer contribution / active EE | $6,704 | $2,173+208.5% | $2,837+136.3% | $2,597+158.2% |
| Participant deferral / active EE | $10,164 | $3,779+169.0% | $4,656+118.3% | $4,028+152.4% |
| Admin fee / account holder | $9,368 | $6,113+53.3% | $7,493+25.0% | $5,404+73.4% |