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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,481 | $67,602+141.8% | $82,312+98.6% | $70,126+133.1% |
| Participation rate | 89.5% | 72.8%+16.7pp | 76.9%+12.6pp | 69.5%+19.9pp |
| Annual return | 18.70% | 21.57%-2.9pp | 25.88%-7.2pp | 73.15%-54.4pp |
| Employer contribution / active EE | $3,673 | $1,755+109.3% | $2,428+51.2% | $2,343+56.8% |
| Participant deferral / active EE | $10,175 | $2,987+240.6% | $3,706+174.5% | $3,332+205.4% |
| Admin fee / account holder | $11,479 | $4,512+154.4% | $5,608+104.7% | $4,645+147.1% |