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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,075 | $56,197+119.0% | $67,652+81.9% | $59,633+106.4% |
| Participation rate | 78.6% | 71.5%+7.1pp | 75.7%+2.9pp | 68.7%+9.9pp |
| Annual return | -0.27% | 18508.10%-18508.4pp | 6625.40%-6625.7pp | 2041.45%-2041.7pp |
| Employer contribution / active EE | $3,145 | $1,615+94.8% | $2,266+38.8% | $2,203+42.8% |
| Participant deferral / active EE | $8,890 | $2,844+212.6% | $3,560+149.7% | $3,192+178.5% |
| Admin fee / account holder | $4,137 | $3,958+4.5% | $4,821-14.2% | $4,297-3.7% |