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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,060 | $105,861-22.5% | $90,756-9.6% | $134,509-39.0% |
| Participation rate | 87.5% | 78.2%+9.3pp | 75.7%+11.8pp | 81.2%+6.3pp |
| Annual return | -18.02% | -10.99%-7.0pp | -12.16%-5.9pp | 418.13%-436.2pp |
| Employer contribution / active EE | $2,089 | $3,463-39.7% | $2,922-28.5% | $4,741-55.9% |
| Participant deferral / active EE | $6,748 | $5,217+29.4% | $4,565+47.8% | $6,400+5.4% |
| Admin fee / account holder | $6,685 | $13,938-52.0% | $8,445-20.8% | $11,427-41.5% |