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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,159 | $99,079-71.6% | $78,002-63.9% | $273,972-89.7% |
| Participation rate | 94.1% | 78.6%+15.6pp | 75.5%+18.6pp | 83.0%+11.1pp |
| Annual return | 8.42% | 217.93%-209.5pp | 425.99%-417.6pp | 41.46%-33.0pp |
| Employer contribution / active EE | $2,069 | $3,308-37.5% | $2,470-16.3% | $4,869-57.5% |
| Participant deferral / active EE | $4,290 | $4,306-0.4% | $3,497+22.7% | $5,287-18.9% |
| Admin fee / account holder | $487 | $8,954-94.6% | $5,481-91.1% | $10,133-95.2% |