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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,591 | $105,198+212.4% | $159,455+106.1% | $85,856+282.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 11.04% | 45.08%-34.0pp | 263.63%-252.6pp | 318.58%-307.5pp |
| Employer contribution / active EE | $12,637 | $3,319+280.8% | $4,830+161.6% | $2,565+392.6% |
| Participant deferral / active EE | $7,111 | $5,946+19.6% | $7,353-3.3% | $3,952+79.9% |
| Admin fee / account holder | $37,176 | $6,934+436.1% | $10,800+244.2% | $6,261+493.8% |