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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,696 | $89,367+209.6% | $141,191+96.0% | $72,975+279.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 18.76% | 111.87%-93.1pp | 71.41%-52.6pp | 81.01%-62.2pp |
| Employer contribution / active EE | $12,540 | $3,115+302.6% | $4,736+164.8% | $2,440+413.9% |
| Participant deferral / active EE | $7,122 | $5,419+31.4% | $6,710+6.1% | $3,608+97.4% |
| Admin fee / account holder | $467 | $5,957-92.2% | $10,264-95.5% | $5,124-90.9% |