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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,545 | $52,306-62.6% | $69,779-72.0% | $62,881-68.9% |
| Participation rate | 73.5% | 67.2%+6.2pp | 71.8%+1.6pp | 69.3%+4.2pp |
| Annual return | 1.34% | 13.35%-12.0pp | 12.99%-11.7pp | 20.14%-18.8pp |
| Employer contribution / active EE | $367 | $1,799-79.6% | $2,338-84.3% | $2,281-83.9% |
| Participant deferral / active EE | $1,972 | $2,395-17.6% | $2,931-32.7% | $3,203-38.4% |
| Admin fee / account holder | $3,132 | $3,691-15.2% | $4,381-28.5% | $4,296-27.1% |