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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,906 | $48,274-67.1% | $63,244-74.8% | $59,633-73.3% |
| Participation rate | 74.1% | 66.3%+7.8pp | 71.0%+3.0pp | 68.7%+5.4pp |
| Annual return | -1.27% | -240.79%+239.5pp | -70.31%+69.0pp | 2041.45%-2042.7pp |
| Employer contribution / active EE | $147 | $1,586-90.7% | $2,322-93.7% | $2,203-93.3% |
| Participant deferral / active EE | $1,529 | $2,343-34.7% | $2,953-48.2% | $3,192-52.1% |
| Admin fee / account holder | $3,045 | $3,600-15.4% | $5,893-48.3% | $4,297-29.1% |