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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,451 | $148,629-66.1% | $135,982-62.9% | $139,487-63.8% |
| Participation rate | 62.5% | 83.9%-21.4pp | 81.9%-19.4pp | 80.3%-17.8pp |
| Annual return | 15.78% | 79.33%-63.5pp | 68.32%-52.5pp | 373.84%-358.1pp |
| Employer contribution / active EE | $1,779 | $5,247-66.1% | $4,859-63.4% | $4,755-62.6% |
| Participant deferral / active EE | $2,944 | $8,102-63.7% | $7,760-62.1% | $6,713-56.1% |
| Admin fee / account holder | $10,345 | $12,406-16.6% | $10,767-3.9% | $11,407-9.3% |