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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,354 | $165,399-65.3% | $149,745-61.7% | $158,982-63.9% |
| Participation rate | 45.5% | 84.6%-39.1pp | 82.5%-37.0pp | 82.0%-36.5pp |
| Annual return | 8.26% | 348.34%-340.1pp | 276.72%-268.5pp | 302.99%-294.7pp |
| Employer contribution / active EE | $2,137 | $5,105-58.1% | $4,646-54.0% | $4,763-55.1% |
| Participant deferral / active EE | $4,441 | $7,183-38.2% | $6,843-35.1% | $5,983-25.8% |
| Admin fee / account holder | $56,900 | $10,811+426.3% | $9,312+511.1% | $11,252+405.7% |