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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,623 | $176,105-62.2% | $159,474-58.2% | $167,536-60.2% |
| Participation rate | 40.0% | 85.0%-45.0pp | 82.8%-42.8pp | 82.1%-42.1pp |
| Annual return | 12.17% | 331.91%-319.7pp | 263.68%-251.5pp | 478.82%-466.6pp |
| Employer contribution / active EE | $1,700 | $5,299-67.9% | $4,831-64.8% | $4,839-64.9% |
| Participant deferral / active EE | $3,075 | $7,751-60.3% | $7,353-58.2% | $6,342-51.5% |
| Admin fee / account holder | $1,161 | $12,559-90.8% | $10,802-89.3% | $12,315-90.6% |