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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,817 | $55,446-40.8% | $155,574-78.9% | $74,429-55.9% |
| Participation rate | 82.9% | 61.9%+21.0pp | 78.2%+4.7pp | 67.2%+15.7pp |
| Annual return | 29.35% | 269.20%-239.9pp | 64.87%-35.5pp | 1368.38%-1339.0pp |
| Employer contribution / active EE | $3,775 | $2,266+66.6% | $4,676-19.3% | $2,625+43.8% |
| Participant deferral / active EE | $4,915 | $2,836+73.3% | $5,629-12.7% | $4,348+13.0% |
| Admin fee / account holder | $1,993 | $1,743+14.3% | $15,914-87.5% | $1,944+2.5% |