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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,437 | $73,839-73.7% | $143,788-86.5% | $68,495-71.6% |
| Participation rate | 73.9% | 66.7%+7.3pp | 80.3%-6.4pp | 67.9%+6.0pp |
| Annual return | 55.17% | 1.01%+54.2pp | -0.03%+55.2pp | -7.84%+63.0pp |
| Employer contribution / active EE | $3,032 | $3,184-4.8% | $4,952-38.8% | $2,596+16.8% |
| Participant deferral / active EE | $4,620 | $3,384+36.5% | $5,638-18.0% | $4,028+14.7% |
| Admin fee / account holder | $371 | $5,755-93.6% | $14,675-97.5% | $5,403-93.1% |