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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,326 | $124,187-50.6% | $108,410-43.4% | $167,518-63.4% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 10.97% | 1379.80%-1368.8pp | 905.34%-894.4pp | 478.71%-467.7pp |
| Employer contribution / active EE | $1,704 | $4,187-59.3% | $3,558-52.1% | $4,838-64.8% |
| Participant deferral / active EE | $6,599 | $6,908-4.5% | $6,562+0.6% | $6,342+4.1% |
| Admin fee / account holder | $321 | $9,456-96.6% | $7,296-95.6% | $12,312-97.4% |