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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,508 | $97,020-67.5% | $83,327-62.2% | $135,380-76.7% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -7.52% | 12.31%-19.8pp | 10.64%-18.2pp | 519.81%-527.3pp |
| Employer contribution / active EE | $1,225 | $4,144-70.4% | $3,379-63.8% | $4,779-74.4% |
| Participant deferral / active EE | $4,759 | $5,964-20.2% | $5,565-14.5% | $5,609-15.1% |
| Admin fee / account holder | $358 | $8,426-95.7% | $7,540-95.2% | $10,828-96.7% |