Retirement plan

EMPLOYEE BENEFIT PLAN OF MONTANA CONSERVATION CORPS, INC.

Name: MONTANA CONSERVATION CORPS, INC. - EMPLOYEE BENEFIT PLAN OF MONTANA CONSERVATION CORPS, INC. (2021) Form 5500
Creator: MONTANA CONSERVATION CORPS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMPLOYEE BENEFIT PLAN OF MONTANA CONSERVATION CORPS, INC., MONTANA CONSERVATION CORPS, INC.

MONTANA CONSERVATION CORPS, INC.EIN 81-0467431Plan #002PY 2021

301 N WILLSON AVE - BOZEMAN, MT 597153502406-587-4475mtcorps.orgLinkedIn11-50 employeesenvironmental services

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$3.4M

+15.6% from 2020

Total participants

+11.6% from 2020

Average account balance

$75,877

+7.9% from 2020

Annual return

15.35%

-2.04 pp from 2020

Benchmarks

See 2,182 peers

Peer group

Industry11 - Agriculture, Forestry, Fishing and Hunting

Plan typeDefined contribution

Participants25-99

Cohort2,182 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.00M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$94K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

176.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$269K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.13%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$6446

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$148K

$5101 / participant

Other / not subdivided$148K100.0%

% of EOY assets

4.332%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$75,877

$70,587+7.5%

$124,693-39.1%

$85,856-11.6%

Participation rate

89.7%

64.4%+25.2pp

74.6%+15.0pp

69.3%+20.3pp

Annual return

15.35%

20688.83%-20673.5pp

5144.19%-5128.8pp

318.58%-303.2pp

Employer contribution / active EE

$2,355

$1,913+23.1%

$3,324-29.1%

$2,565-8.2%

Participant deferral / active EE

$3,023

$2,969+1.8%

$4,615-34.5%

$3,952-23.5%

Admin fee / account holder

$3,287

$5,282-37.8%

$7,494-56.1%

$6,261-47.5%

EMPLOYEE BENEFIT PLAN OF MONTANA CONSERVATION CORPS, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMPLOYEE BENEFIT PLAN OF MONTANA CONSERVATION CORPS, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion