Retirement plan

EMPLOYEE BENEFIT PLAN OF MONTANA CONSERVATION CORPS, INC.

Name: MONTANA CONSERVATION CORPS, INC. - EMPLOYEE BENEFIT PLAN OF MONTANA CONSERVATION CORPS, INC. (2020) Form 5500
Creator: MONTANA CONSERVATION CORPS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMPLOYEE BENEFIT PLAN OF MONTANA CONSERVATION CORPS, INC., MONTANA CONSERVATION CORPS, INC.

MONTANA CONSERVATION CORPS, INC.EIN 81-0467431Plan #002PY 2020

301 N WILLSON AVE - BOZEMAN, MT 597153502406-587-4475mtcorps.orgLinkedIn11-50 employeesenvironmental services

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$3M

+19.6% from 2019

Total participants

+2.4% from 2019

Average account balance

$70,301

+19.6% from 2019

Annual return

17.39%

-6.70 pp from 2019

Benchmarks

See 5,433 peers

Peer group

Industry11 - Agriculture, Forestry, Fishing and Hunting

Plan typeDefined contribution

Participants<25

Cohort5,433 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.37M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$75K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

200.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$243K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.67%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$974

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$81K

$3384 / participant

Other / not subdivided$81K100.0%

% of EOY assets

2.750%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$70,301

$149,741-53.1%

$118,914-40.9%

$158,982-55.8%

Participation rate

95.8%

82.1%+13.7pp

75.4%+20.4pp

82.0%+13.9pp

Annual return

17.39%

19.94%-2.6pp

35.89%-18.5pp

302.99%-285.6pp

Employer contribution / active EE

$2,846

$4,119-30.9%

$3,264-12.8%

$4,763-40.2%

Participant deferral / active EE

$2,791

$5,226-46.6%

$4,266-34.6%

$5,983-53.4%

Admin fee / account holder

$1,934

$8,607-77.5%

$6,582-70.6%

$11,252-82.8%

EMPLOYEE BENEFIT PLAN OF MONTANA CONSERVATION CORPS, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMPLOYEE BENEFIT PLAN OF MONTANA CONSERVATION CORPS, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion