Retirement plan

MONTANA CONTRACTORS ASSOC, INC. 401(K) RETIREMENT PLAN & TRUST

Name: UNITED MATERIALS OF GREAT FALLS - MONTANA CONTRACTORS ASSOC, INC. 401(K) RETIREMENT PLAN & TRUST (2017) Form 5500
Creator: UNITED MATERIALS OF GREAT FALLS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MONTANA CONTRACTORS ASSOC, INC. 401(K) RETIREMENT PLAN & TRUST, UNITED MATERIALS OF GREAT FALLS

UNITED MATERIALS OF GREAT FALLSEIN 81-0406935Plan #003PY 2017

PO BOX 1690 - GREAT FALLS, MT 59403406-453-7692unitedmaterialsgtf.comLinkedIn51-200 employeesconstruction

Other plans on this EIN

1 filing

#002Retirement-$11.2M assets

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$5.1M

+24.3% from 2016

Total participants

226

+4.6% from 2016

Average account balance

$22,648

+18.8% from 2016

Annual return

16.28%

+10.30 pp from 2016

Benchmarks

See 2,582 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort2,582 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.58M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$37K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

232

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$481K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.33%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$216

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
SCHAFER CULLEN CAPITAL MANAGEMENT,3+ years Service code 28 · EIN 13-3089070	Investment Management	$7,536
ADMN COMMITTEE, MT CONTRACTORS ASSN3+ years Service code 14 · EIN 81-0448832	Plan Administrator	$7,239
LOOMIS SAYLES3+ years Filed as: LOOMIS, SAYLES & COMPANY, L.P. Service code 28 · EIN 04-3200030	Investment Management	$6,261
MERRILL LYNCH PIERCE FENNER & SMITH1 year Filed as: MERRILL LYNCH, PIERCE, FENNER & SMI Service code 27 · EIN 13-5674085	Advisory (Plan)	$5,588

Plan features & details

Pension benefit codes2E2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$38K

$257 / participant

Investment mgmt$30K78.5%
Other / not subdivided$8K21.5%

% of EOY assets

0.738%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: EIDE BAILLY LLP
Auditor EIN: 450250958
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$22,648

$58,726-61.4%

$92,240-75.4%

$62,293-63.6%

Participation rate

100.0%

68.3%+31.7pp

76.5%+23.5pp

69.5%+30.5pp

Annual return

16.28%

43.62%-27.3pp

176.29%-160.0pp

28.90%-12.6pp

Employer contribution / active EE

$692

$2,392-71.1%

$3,680-81.2%

$2,042-66.1%

Participant deferral / active EE

$1,808

$2,766-34.6%

$3,897-53.6%

$3,169-43.0%

Admin fee / account holder

$167

$556-69.9%

$5,194-96.8%

$479-65.1%

Provider

Service type

Compensation

SCHAFER CULLEN CAPITAL MANAGEMENT,3+ years

Service code 28 · EIN 13-3089070

Investment Management

$7,536

ADMN COMMITTEE, MT CONTRACTORS ASSN3+ years

Service code 14 · EIN 81-0448832

Plan Administrator

$7,239

LOOMIS SAYLES3+ years

Filed as: LOOMIS, SAYLES & COMPANY, L.P.

Service code 28 · EIN 04-3200030

Investment Management

$6,261

MERRILL LYNCH PIERCE FENNER & SMITH1 year

Filed as: MERRILL LYNCH, PIERCE, FENNER & SMI

Service code 27 · EIN 13-5674085

Advisory (Plan)

$5,588

MONTANA CONTRACTORS ASSOC, INC. 401(K) RETIREMENT PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MONTANA CONTRACTORS ASSOC, INC. 401(K) RETIREMENT PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion