Retirement plan

MONTANA CONTRACTORS ASSOC, INC. 401(K) RETIREMENT PLAN & TRUST

Name: UNITED MATERIALS OF GREAT FALLS - MONTANA CONTRACTORS ASSOC, INC. 401(K) RETIREMENT PLAN & TRUST (2021) Form 5500
Creator: UNITED MATERIALS OF GREAT FALLS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MONTANA CONTRACTORS ASSOC, INC. 401(K) RETIREMENT PLAN & TRUST, UNITED MATERIALS OF GREAT FALLS

UNITED MATERIALS OF GREAT FALLSEIN 81-0406935Plan #003PY 2021

PO BOX 1690 - GREAT FALLS, MT 59403406-453-7692unitedmaterialsgtf.comLinkedIn51-200 employeesconstruction

Other plans on this EIN

1 filing

#002Retirement-$13.5M assets

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$7.5M

+15.3% from 2020

Total participants

222

-5.1% from 2020

Average account balance

$33,951

+21.5% from 2020

Annual return

13.36%

+2.88 pp from 2020

Benchmarks

See 2,980 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort2,980 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.58M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$37K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

232

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$481K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.33%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$216

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
LOOMIS SAYLES7+ years Filed as: LOOMIS, SAYLES & COMPANY, L.P. Service code 28 · EIN 04-3200030	Investment Management	$11,135
SCHAFER CULLEN CAPITAL MANAGEMENT,7+ years Service code 28 · EIN 13-3089070	Investment Management	$9,558
MERRILL LYNCH PIERCE FENNER & SMITH5 years Filed as: MERRILL LYNCH, PIERCE, FENNER & SMI Service code 27 · EIN 13-5674085	Advisory (Plan)	$8,463
SEGALL BRYANT & HAMILL3 years Filed as: SEGALL BRYANT & HAMILL, LLC Service code 28 · EIN 41-1788385	Investment Management	$5,573
ADMN COMMITTEE, MT CONTRACTORS ASSN7+ years Service code 14 · EIN 81-0448832	Plan Administrator	$5,190

Plan features & details

Pension benefit codes2E2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$45K

$327 / participant

Investment mgmt$37K82.2%
Other / not subdivided$8K17.8%

% of EOY assets

0.595%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: EIDE BAILLY LLP
Auditor EIN: 450250958
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$33,951

$77,677-56.3%

$109,188-68.9%

$79,389-57.2%

Participation rate

100.0%

67.8%+32.2pp

75.9%+24.1pp

70.7%+29.3pp

Annual return

13.36%

23.44%-10.1pp

25.76%-12.4pp

116.89%-103.5pp

Employer contribution / active EE

$860

$2,798-69.3%

$3,723-76.9%

$2,428-64.6%

Participant deferral / active EE

$2,165

$3,517-38.5%

$4,654-53.5%

$4,046-46.5%

Admin fee / account holder

$202

$732-72.4%

$6,755-97.0%

$626-67.7%

Provider

Service type

Compensation

LOOMIS SAYLES7+ years

Filed as: LOOMIS, SAYLES & COMPANY, L.P.

Service code 28 · EIN 04-3200030

Investment Management

$11,135

SCHAFER CULLEN CAPITAL MANAGEMENT,7+ years

Service code 28 · EIN 13-3089070

Investment Management

$9,558

MERRILL LYNCH PIERCE FENNER & SMITH5 years

Filed as: MERRILL LYNCH, PIERCE, FENNER & SMI

Service code 27 · EIN 13-5674085

Advisory (Plan)

$8,463

SEGALL BRYANT & HAMILL3 years

Filed as: SEGALL BRYANT & HAMILL, LLC

Service code 28 · EIN 41-1788385

Investment Management

$5,573

ADMN COMMITTEE, MT CONTRACTORS ASSN7+ years

Service code 14 · EIN 81-0448832

Plan Administrator

$5,190

MONTANA CONTRACTORS ASSOC, INC. 401(K) RETIREMENT PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MONTANA CONTRACTORS ASSOC, INC. 401(K) RETIREMENT PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion