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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,606 | $124,213+8.4% | $118,106+14.0% | $154,746-13.0% |
| Participation rate | 100.0% | 83.6%+16.4pp | 81.9%+18.1pp | 80.7%+19.3pp |
| Annual return | 15.25% | 18.29%-3.0pp | 19.44%-4.2pp | 172.34%-157.1pp |
| Employer contribution / active EE | $10,811 | $4,905+120.4% | $4,698+130.1% | $4,379+146.9% |
| Participant deferral / active EE | $5,193 | $6,859-24.3% | $6,619-21.5% | $6,730-22.8% |
| Admin fee / account holder | $18,942 | $9,627+96.8% | $8,973+111.1% | $14,365+31.9% |