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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,381 | $97,751+19.1% | $103,447+12.5% | $145,877-20.2% |
| Participation rate | 100.0% | 81.1%+18.9pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 11.22% | 25.43%-14.2pp | 23.92%-12.7pp | 551.28%-540.1pp |
| Employer contribution / active EE | $8,263 | $4,684+76.4% | $4,678+76.6% | $4,663+77.2% |
| Participant deferral / active EE | $4,716 | $6,603-28.6% | $6,624-28.8% | $6,691-29.5% |
| Admin fee / account holder | $4,810 | $12,515-61.6% | $9,415-48.9% | $13,402-64.1% |