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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,132 | $90,590+28.2% | $90,782+27.9% | $135,380-14.2% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.7%+17.3pp | 82.6%+17.4pp |
| Annual return | -5.65% | -3.40%-2.3pp | -3.42%-2.2pp | 519.81%-525.5pp |
| Employer contribution / active EE | $4,785 | $4,352+9.9% | $4,105+16.6% | $4,779+0.1% |
| Participant deferral / active EE | $3,066 | $5,407-43.3% | $5,366-42.9% | $5,609-45.3% |
| Admin fee / account holder | $1,659 | $7,683-78.4% | $5,908-71.9% | $10,828-84.7% |