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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,939 | $107,809-65.7% | $90,657-59.3% | $135,380-72.7% |
| Participation rate | 66.7% | 78.0%-11.4pp | 74.0%-7.4pp | 82.6%-16.0pp |
| Annual return | -5.92% | -0.90%-5.0pp | 1.89%-7.8pp | 519.81%-525.7pp |
| Employer contribution / active EE | $1,811 | $3,018-40.0% | $2,532-28.5% | $4,779-62.1% |
| Participant deferral / active EE | $5,913 | $3,872+52.7% | $3,424+72.7% | $5,609+5.4% |
| Admin fee / account holder | $1,396 | $5,931-76.5% | $4,994-72.1% | $10,828-87.1% |