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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,538 | $105,623-74.9% | $87,502-69.7% | $273,972-90.3% |
| Participation rate | 62.5% | 78.2%-15.7pp | 73.8%-11.3pp | 83.0%-20.5pp |
| Annual return | 9.94% | 12.26%-2.3pp | 12.21%-2.3pp | 41.46%-31.5pp |
| Employer contribution / active EE | $1,536 | $3,141-51.1% | $2,550-39.8% | $4,869-68.4% |
| Participant deferral / active EE | $2,382 | $3,601-33.8% | $3,149-24.4% | $5,287-54.9% |
| Admin fee / account holder | $163 | $4,781-96.6% | $4,221-96.1% | $10,133-98.4% |