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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,065 | $113,338-67.3% | $94,993-61.0% | $147,586-74.9% |
| Participation rate | 75.0% | 78.0%-3.0pp | 73.9%+1.1pp | 82.8%-7.8pp |
| Annual return | 15.85% | 20.80%-4.9pp | 27.14%-11.3pp | 578.59%-562.7pp |
| Employer contribution / active EE | $3,027 | $3,160-4.2% | $2,603+16.3% | $4,876-37.9% |
| Participant deferral / active EE | $8,756 | $3,777+131.8% | $3,317+164.0% | $5,439+61.0% |
| Admin fee / account holder | $616 | $6,063-89.8% | $4,960-87.6% | $10,886-94.3% |