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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,949 | $90,489-17.2% | $76,051-1.4% | $145,978-48.7% |
| Participation rate | 63.2% | 74.5%-11.3pp | 69.1%-5.9pp | 80.3%-17.1pp |
| Annual return | 14.18% | 622.78%-608.6pp | 360.42%-346.2pp | 550.52%-536.3pp |
| Employer contribution / active EE | $1,540 | $3,319-53.6% | $2,690-42.8% | $4,662-67.0% |
| Participant deferral / active EE | $3,115 | $5,164-39.7% | $4,257-26.8% | $6,690-53.4% |
| Admin fee / account holder | $3,611 | $8,374-56.9% | $6,416-43.7% | $13,400-73.1% |