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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,609 | $85,060-29.9% | $70,548-15.5% | $139,456-57.3% |
| Participation rate | 58.3% | 73.9%-15.6pp | 68.3%-10.0pp | 80.3%-22.0pp |
| Annual return | 12.76% | 30.38%-17.6pp | 32.78%-20.0pp | 373.45%-360.7pp |
| Employer contribution / active EE | $1,367 | $3,911-65.0% | $2,975-54.1% | $4,753-71.2% |
| Participant deferral / active EE | $3,023 | $5,890-48.7% | $4,567-33.8% | $6,711-55.0% |
| Admin fee / account holder | $248 | $8,925-97.2% | $6,424-96.1% | $11,407-97.8% |