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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,500 | $101,618+101.2% | $93,063+119.7% | $137,256+49.0% |
| Participation rate | 65.0% | 74.9%-9.9pp | 72.1%-7.1pp | 80.0%-15.0pp |
| Annual return | 14.56% | 223.95%-209.4pp | 34.15%-19.6pp | 220.34%-205.8pp |
| Employer contribution / active EE | $540 | $2,707-80.1% | $2,476-78.2% | $4,156-87.0% |
| Participant deferral / active EE | $4,759 | $4,279+11.2% | $3,958+20.2% | $6,407-25.7% |
| Admin fee / account holder | $79 | $6,198-98.7% | $6,033-98.7% | $12,270-99.4% |