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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,500 | $125,778+62.6% | $114,563+78.5% | $154,746+32.2% |
| Participation rate | 65.0% | 75.2%-10.2pp | 72.9%-7.9pp | 80.7%-15.7pp |
| Annual return | 14.56% | 295.14%-280.6pp | 241.09%-226.5pp | 172.34%-157.8pp |
| Employer contribution / active EE | $540 | $2,806-80.8% | $2,592-79.2% | $4,379-87.7% |
| Participant deferral / active EE | $4,759 | $4,445+7.1% | $4,142+14.9% | $6,730-29.3% |
| Admin fee / account holder | $79 | $8,190-99.0% | $7,623-99.0% | $14,365-99.5% |