Retirement plan

ROACH AND SMITH DISTRIBUTORS, INC RETIREMENT PLAN AND TRUST

Name: ROACH AND SMITH DISTRIBUTORS, INC - ROACH AND SMITH DISTRIBUTORS, INC RETIREMENT PLAN AND TRUST (2017) Form 5500
Creator: ROACH AND SMITH DISTRIBUTORS, INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ROACH AND SMITH DISTRIBUTORS, INC RETIREMENT PLAN AND TRUST, ROACH AND SMITH DISTRIBUTORS, INC

ROACH AND SMITH DISTRIBUTORS, INCEIN 81-0300846Plan #001PY 2017

270 E PARK ST STE 1 - BUTTE, MT 597011808406-723-3266

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$7.3M

+26.4% from 2016

Total participants

-29.5% from 2016

Average account balance

$65,359

+19.6% from 2016

Annual return

19.44%

+10.92 pp from 2016

Benchmarks

See 9,327 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants25-99

Cohort9,327 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$14.67M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$95K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

155

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

54.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$834K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.19%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$13

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3E

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3E
One-participant plan combining with another plan
A one-participant plan that satisfies minimum coverage requirements of section 410(b) only when combined with another plan of the employer.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$66K

$886 / participant

Other / not subdivided$66K100.0%

% of EOY assets

0.904%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$65,359

$78,707-17.0%

$117,861-44.5%

$70,126-6.8%

Participation rate

100.0%

73.2%+26.8pp

79.7%+20.3pp

69.5%+30.5pp

Annual return

19.44%

23.30%-3.9pp

335.11%-315.7pp

73.15%-53.7pp

Employer contribution / active EE

$2,212

$2,223-0.5%

$3,786-41.6%

$2,343-5.6%

Participant deferral / active EE

$4,076

$3,297+23.6%

$4,482-9.1%

$3,332+22.3%

Admin fee / account holder

$591

$5,066-88.3%

$8,021-92.6%

$4,645-87.3%

ROACH AND SMITH DISTRIBUTORS, INC RETIREMENT PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ROACH AND SMITH DISTRIBUTORS, INC RETIREMENT PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion