Retirement plan

ROACH AND SMITH DISTRIBUTORS, INC RETIREMENT PLAN AND TRUST

Name: ROACH AND SMITH DISTRIBUTORS, INC - ROACH AND SMITH DISTRIBUTORS, INC RETIREMENT PLAN AND TRUST (2016) Form 5500
Creator: ROACH AND SMITH DISTRIBUTORS, INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ROACH AND SMITH DISTRIBUTORS, INC RETIREMENT PLAN AND TRUST, ROACH AND SMITH DISTRIBUTORS, INC

ROACH AND SMITH DISTRIBUTORS, INCEIN 81-0300846Plan #001PY 2016

270 E PARK ST STE 1 - BUTTE, MT 597011808406-723-3266

Prospect flagsRecently reached 100 employees

How to read this page

Total assets (EOY)

$5.7M

+17.8% from 2015

Total participants

105

+52.2% from 2015

Average account balance

$54,662

-22.6% from 2015

Annual return

8.52%

+22.96 pp from 2015

Benchmarks

See 2,366 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants100-249

Cohort2,366 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$14.67M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$95K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

155

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

54.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$834K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.19%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$13

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3E

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3E
One-participant plan combining with another plan
A one-participant plan that satisfies minimum coverage requirements of section 410(b) only when combined with another plan of the employer.

Opportunity flags

1 tripped

InformationalRecently reached 100 employees
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.

Expense breakdown

Schedule H Part II

Admin total

$3K

$29 / participant

Other / not subdivided$3K100.0%

% of EOY assets

0.053%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$54,662

$63,924-14.5%

$108,582-49.7%

$55,167-0.9%

Participation rate

100.0%

74.3%+25.7pp

79.6%+20.4pp

69.0%+31.0pp

Annual return

8.52%

15.31%-6.8pp

-51.70%+60.2pp

169.23%-160.7pp

Employer contribution / active EE

$1,409

$1,879-25.0%

$3,758-62.5%

$1,963-28.2%

Participant deferral / active EE

$2,946

$3,067-3.9%

$4,311-31.7%

$3,054-3.5%

Admin fee / account holder

$29

$618-95.3%

$7,645-99.6%

$504-94.2%

ROACH AND SMITH DISTRIBUTORS, INC RETIREMENT PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ROACH AND SMITH DISTRIBUTORS, INC RETIREMENT PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion