Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Stop-loss$373K
- Other$53K
- Life$33K
- Long-term disability$8K
Sponsor portfolio
ROACH & SMITH DISTRIBUTORS, INC.
EIN 81-0300846Latest filing 2025
Plans
2
Retirement
1
$14.7M assets
Welfare
1
$433K premiums
Participants
423
3299 FLYNN LANE - MISSOULA, MT 59808406-541-3900
Plans on this EIN
2 filingsBenefits portfolio analytics
1 plan / $433K premiums / 286 covered livesCarrier market share
Premium dollars by Schedule A carrier
86%top
- HM LIFE INSURANCE COMPANY86%
- UNITED OF OMAHA LIFE INSURANCE COMPANY14%
Broker market share
Schedule A broker compensation
81%top
- INTERMOUNTAIN INSURANCE SERVICES81%
- MARSH & MCLENNAN AGENCY LLC19%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#001
ROACH & SMITH DISTRIBUTORS, INC. RETIREMENT PLAN & TRUST
401k
Assets$14.7M
Participants240
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#502
ROACH & SMITH DISTRIBUTORS,INC. EMPLOYEE BENEFITS PLAN
Mixed - HM LIFE INSURANCE COMPANY
Premiums$433K
Covered lives286
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans1
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 001 | ROACH & SMITH DISTRIBUTORS, INC. RETIREMENT PLAN & TRUST | 401k | $14.7M | 240 | 2024 |
Welfare plans1
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 502 | ROACH & SMITH DISTRIBUTORS,INC. EMPLOYEE BENEFITS PLAN | Mixed | HM LIFE INSURANCE COMPANY | $433K | 286 | 2025 |
Retirement plans
Welfare plans