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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,897 | $54,541+19.0% | $78,778-17.6% | $70,126-7.5% |
| Participation rate | 56.8% | 60.8%-4.0pp | 69.2%-12.4pp | 69.5%-12.8pp |
| Annual return | 14.08% | 21.07%-7.0pp | 35.62%-21.5pp | 73.15%-59.1pp |
| Employer contribution / active EE | $1,229 | $1,089+12.9% | $1,986-38.1% | $2,343-47.5% |
| Participant deferral / active EE | $2,964 | $2,210+34.1% | $2,958+0.2% | $3,332-11.0% |
| Admin fee / account holder | $7,089 | $3,709+91.2% | $5,134+38.1% | $4,645+52.6% |