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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,514 | $65,034+36.1% | $90,970-2.7% | $79,856+10.8% |
| Participation rate | 67.7% | 61.6%+6.1pp | 69.0%-1.3pp | 69.6%-1.9pp |
| Annual return | 10.80% | 30.45%-19.7pp | 134.60%-123.8pp | 31.71%-20.9pp |
| Employer contribution / active EE | $1,800 | $1,247+44.3% | $2,122-15.2% | $2,471-27.2% |
| Participant deferral / active EE | $4,436 | $2,512+76.6% | $3,373+31.5% | $3,741+18.6% |
| Admin fee / account holder | $2,681 | $4,536-40.9% | $5,961-55.0% | $5,306-49.5% |