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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,679 | $77,920-55.5% | $149,723-76.8% | $75,177-53.9% |
| Participation rate | 63.9% | 65.6%-1.7pp | 78.8%-14.9pp | 67.2%-3.3pp |
| Annual return | 21.56% | 31.72%-10.2pp | 134.50%-112.9pp | 160.75%-139.2pp |
| Employer contribution / active EE | $1,841 | $3,138-41.3% | $4,821-61.8% | $2,671-31.1% |
| Participant deferral / active EE | $3,989 | $3,411+16.9% | $5,682-29.8% | $4,126-3.3% |
| Admin fee / account holder | $1,829 | $5,951-69.3% | $13,215-86.2% | $5,651-67.6% |