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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,055 | $73,863-59.3% | $143,797-79.1% | $68,490-56.1% |
| Participation rate | 48.6% | 66.7%-18.1pp | 80.3%-31.7pp | 67.9%-19.3pp |
| Annual return | -17.78% | 0.91%-18.7pp | -0.04%-17.7pp | -7.85%-9.9pp |
| Employer contribution / active EE | $1,209 | $3,185-62.0% | $4,952-75.6% | $2,597-53.4% |
| Participant deferral / active EE | $2,938 | $3,385-13.2% | $5,638-47.9% | $4,028-27.0% |
| Admin fee / account holder | $3,691 | $5,756-35.9% | $14,679-74.9% | $5,403-31.7% |