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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,876 | $75,962-73.8% | $154,108-87.1% | $64,173-69.0% |
| Participation rate | 53.5% | 70.4%-16.9pp | 83.0%-29.5pp | 69.6%-16.1pp |
| Annual return | -6.49% | 30.32%-36.8pp | 735.21%-741.7pp | 7.63%-14.1pp |
| Employer contribution / active EE | $662 | $3,350-80.2% | $5,298-87.5% | $2,381-72.2% |
| Participant deferral / active EE | $2,237 | $3,175-29.5% | $5,081-56.0% | $3,470-35.5% |
| Admin fee / account holder | $1,181 | $5,589-78.9% | $13,411-91.2% | $4,887-75.8% |