Filed January 10, 2025
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| Provider | Service type | Compensation |
|---|---|---|
CETERA ADVISOR NETWORKS LLC8+ years Service code 27 2301 ROSECRANS AVE, #5100 · EL SEGUNDO, CA 902455670 | Advisory (Plan) | $40,676 |
Filed as: RELIASTAR LIFE INSURANCE COMPANY Service code 60 · EIN 41-0451140 | Sub-TA Fees | $39,806 |
BIG SKY RETIREMENT INC4 years Filed as: BIG SKY RETIREMENT INC. Service code 13 · EIN 82-4211528 900 N MONTANA AVE STE A1 · HELENA, MT 59601 | Contract Administrator | $30,759 |
Filed as: ING MUTUAL FUNDS Service code 28 · EIN 95-4516049 | Investment Management | $11,591 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,558 | $46,332-29.7% | $143,799-77.4% | $64,819-49.8% |
| Participation rate | 65.4% | 64.2%+1.2pp | 80.3%-14.9pp | 71.5%-6.0pp |
| Annual return | -15.27% | -10.05%-5.2pp | -0.04%-15.2pp | 32.84%-48.1pp |
| Employer contribution / active EE | $2,402 | $1,911+25.7% | $4,952-51.5% | $2,507-4.2% |
| Participant deferral / active EE | $1,807 | $2,647-31.7% | $5,638-67.9% | $4,311-58.1% |
| Admin fee / account holder | $59 | $154-61.8% | $14,677-99.6% | $188-68.7% |