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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,689 | $148,582-25.5% | $135,942-18.6% | $139,456-20.6% |
| Participation rate | 71.4% | 83.9%-12.4pp | 81.9%-10.5pp | 80.3%-8.9pp |
| Annual return | 36.71% | 79.26%-42.5pp | 68.28%-31.6pp | 373.45%-336.7pp |
| Employer contribution / active EE | $6,255 | $5,245+19.3% | $4,858+28.8% | $4,753+31.6% |
| Participant deferral / active EE | $7,253 | $8,101-10.5% | $7,759-6.5% | $6,711+8.1% |
| Admin fee / account holder | $441 | $12,402-96.4% | $10,764-95.9% | $11,407-96.1% |