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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,885 | $99,647+12.3% | $86,439+29.4% | $134,509-16.8% |
| Participation rate | 75.0% | 82.1%-7.1pp | 80.3%-5.3pp | 81.2%-6.2pp |
| Annual return | -15.19% | 6784.13%-6799.3pp | 4395.55%-4410.7pp | 418.13%-433.3pp |
| Employer contribution / active EE | $11,199 | $4,401+154.5% | $3,769+197.1% | $4,741+136.2% |
| Participant deferral / active EE | $18,450 | $7,246+154.6% | $6,952+165.4% | $6,400+188.3% |
| Admin fee / account holder | $566 | $8,373-93.2% | $6,732-91.6% | $11,427-95.0% |