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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,885 | $99,644+12.3% | $86,438+29.4% | $134,532-16.8% |
| Participation rate | 75.0% | 82.1%-7.1pp | 80.3%-5.3pp | 81.2%-6.2pp |
| Annual return | -15.19% | 6787.26%-6802.4pp | 4397.19%-4412.4pp | 418.27%-433.5pp |
| Employer contribution / active EE | $11,199 | $4,402+154.4% | $3,769+197.1% | $4,741+136.2% |
| Participant deferral / active EE | $18,450 | $7,247+154.6% | $6,952+165.4% | $6,401+188.2% |
| Admin fee / account holder | $566 | $8,375-93.2% | $6,733-91.6% | $11,429-95.0% |