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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,753 | $100,073+149.6% | $85,126+193.4% | $145,877+71.2% |
| Participation rate | 42.9% | 74.1%-31.2pp | 67.5%-24.7pp | 80.3%-37.4pp |
| Annual return | 59.59% | 84.11%-24.5pp | 66.63%-7.0pp | 551.28%-491.7pp |
| Employer contribution / active EE | $2,929 | $3,236-9.5% | $2,731+7.2% | $4,663-37.2% |
| Participant deferral / active EE | $7,433 | $5,294+40.4% | $4,523+64.3% | $6,691+11.1% |
| Admin fee / account holder | $4,921 | $7,261-32.2% | $6,160-20.1% | $13,402-63.3% |