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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,439 | $96,388+54.0% | $80,627+84.1% | $139,466+6.4% |
| Participation rate | 60.0% | 73.6%-13.6pp | 67.0%-7.0pp | 80.3%-20.3pp |
| Annual return | 269.84% | 1352.08%-1082.2pp | 936.76%-666.9pp | 373.66%-103.8pp |
| Employer contribution / active EE | $3,044 | $3,260-6.6% | $2,723+11.8% | $4,754-36.0% |
| Participant deferral / active EE | $9,072 | $5,224+73.6% | $4,443+104.2% | $6,712+35.2% |
| Admin fee / account holder | $13,945 | $6,603+111.2% | $5,381+159.2% | $11,409+22.2% |