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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,649 | $114,073-66.1% | $96,161-59.8% | $167,518-76.9% |
| Participation rate | 33.3% | 75.1%-41.7pp | 68.4%-35.1pp | 82.1%-48.8pp |
| Annual return | 20.84% | 189.95%-169.1pp | 192.01%-171.2pp | 478.71%-457.9pp |
| Employer contribution / active EE | $668 | $3,428-80.5% | $2,798-76.1% | $4,838-86.2% |
| Participant deferral / active EE | $5,364 | $5,195+3.3% | $4,349+23.3% | $6,342-15.4% |
| Admin fee / account holder | $540 | $6,899-92.2% | $5,538-90.3% | $12,312-95.6% |