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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,753 | $100,203+149.2% | $85,240+193.0% | $145,897+71.2% |
| Participation rate | 42.9% | 74.1%-31.2pp | 67.5%-24.7pp | 80.3%-37.4pp |
| Annual return | 59.59% | 84.28%-24.7pp | 66.75%-7.2pp | 552.29%-492.7pp |
| Employer contribution / active EE | $2,929 | $3,242-9.7% | $2,735+7.1% | $4,663-37.2% |
| Participant deferral / active EE | $7,433 | $5,299+40.3% | $4,527+64.2% | $6,689+11.1% |
| Admin fee / account holder | $4,921 | $7,265-32.3% | $6,165-20.2% | $13,390-63.3% |