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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,261 | $125,237+37.5% | $105,608+63.1% | $145,877+18.1% |
| Participation rate | 80.0% | 77.7%+2.3pp | 75.3%+4.7pp | 80.3%-0.3pp |
| Annual return | 16.86% | 225.76%-208.9pp | 116.50%-99.6pp | 551.28%-534.4pp |
| Employer contribution / active EE | $1,580 | $3,720-57.5% | $3,167-50.1% | $4,663-66.1% |
| Participant deferral / active EE | $19,625 | $5,711+243.7% | $5,010+291.7% | $6,691+193.3% |
| Admin fee / account holder | $953 | $17,287-94.5% | $11,028-91.4% | $13,402-92.9% |