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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,986 | $54,355+6.7% | $82,744-29.9% | $68,486-15.3% |
| Participation rate | 67.6% | 63.9%+3.7pp | 72.6%-4.9pp | 67.9%-0.2pp |
| Annual return | -18.03% | -13.67%-4.4pp | 702.22%-720.3pp | -7.85%-10.2pp |
| Employer contribution / active EE | $4,535 | $2,219+104.4% | $3,008+50.8% | $2,597+74.7% |
| Participant deferral / active EE | $9,214 | $3,246+183.8% | $4,395+109.7% | $4,028+128.8% |
| Admin fee / account holder | $5,895 | $4,397+34.1% | $5,325+10.7% | $5,404+9.1% |